Invest In Real Estate With
CREATIVE FINANCING
(Without Banks, Agents, or Even Your Own Capital)
Learn how Jenn & Joe close profitable rent-to-own, seller finance, and subject-to deals so you can create cash-flow and build wealth.
Invest In Real Estate With
CREATIVE FINANCING
(Without Banks, Agents, or Even Your Own Capital)
Learn how Jenn & Joe close profitable rent-to-own, seller finance, and subject-to deals so you can create cash-flow and build wealth.
I went from being a part-time babysitter to a full-time investor in 7 months with Jenn & Joe's help!
Lexi Vogley
I went from being a part-time babysitter to a full-time investor in 7 months with Jenn & Joe's help!
Lexi Vogley
What Is Creative Finance?
Most people think real estate investing means high credit scores, huge down payments, or begging banks for approval.
But creative finance flips that script. It’s a smarter, more flexible way to buy and control property—often without using your own money or relying on traditional loans.
Creative financing is all about buying real estate without needing tons of cash, perfect credit, or dealing with big banks.
It’s a way for investors to get creative with how they fund deals—using strategies like seller financing, lease-to-own, “subject-to” existing loans, private lenders, or even partnerships.
The goal? Make the deal work for both sides, solve problems, and get properties under contract with flexibility and out-of-the-box thinking.
What Is Creative Finance?
Most people think real estate investing means high credit scores, huge down payments, or begging banks for approval.
But creative finance flips that script. It’s a smarter, more flexible way to buy and control property—often without using your own money or relying on traditional loans.
Creative financing is all about buying real estate without needing tons of cash, perfect credit, or dealing with big banks.
It’s a way for investors to get creative with how they fund deals—using strategies like seller financing, lease-to-own, “subject-to” existing loans, private lenders, or even partnerships.
The goal? Make the deal work for both sides, solve problems, and get properties under contract with flexibility and out-of-the-box thinking.
Join The Community
CFP Group Coaching
CFP Group Coaching is a 12 month coaching program that gives you everything you need to confidently find, fund, and close real estate deals—without banks, high credit, or your own capital.
If you're ready to stop watching other investors close creative deals and finally do it yourself, this is your shortcut.
Step-by-step course modules that walk you through Subject-To, Lease Options, and Seller Financing
Plug-and-play deal templates (contracts, seller scripts, offer calculators)
Live group coaching for personalized deal support
Joe hopped on a call with my lead - and actually helped me close the deal!
Carol
Join The Community
CFP Group Coaching
CFP Group Coaching is a 12 month coaching program that gives you everything you need to confidently find, fund, and close real estate deals—without banks, high credit, or your own capital.
If you're ready to stop watching other investors close creative deals and finally do it yourself, this is your shortcut.
Step-by-step course modules that walk you through Subject-To, Lease Options, and Seller Financing
Plug-and-play deal templates (contracts, seller scripts, offer calculators)
Live group coaching for personalized deal support
Joe hopped on a call with my lead - and actually helped me close the deal!
Carol
The Stories
BEHIND THE STRATEGY
I am now a full-time investor using creative financing thanks to Jenn & Joe!
Lexi
We're buying rentals, building our portfolio and managing properties like a true CEO!
Amelia and Grace
I'm traveling, teaching, and investing in real estate all at once thanks to Jenn & Joe!
Lauren
We're getting 60% cash-on-cash returns with deals we're closing with $100 down!
Abby and Ryan
I've built a rental portfolio of nearly $10 million in value using creative financing!
Dean Rogers
Jenn & Joe's strategies have helped us scale our real estate portfolio all while juggling full-time family!
Jeremiah and Amanda
The Stories
BEHIND THE STRATEGY
I am now a full-time investor using creative financing thanks to Jenn & Joe!
Lexi
We're buying rentals, building our portfolio and managing properties like a true CEO!
Amelia and Grace
I'm traveling, teaching, and investing in real estate all at once thanks to Jenn & Joe!
Lauren
We're getting 60% cash-on-cash returns with deals we're closing with $100 down!
Abby and Ryan
I've built a rental portfolio of nearly $10 million in value using creative financing!
Dean Rogers
Jenn & Joe's strategies have helped us scale our real estate portfolio all while juggling full-time family!
Jeremiah and Amanda
Creative Finance Playbook
Award-Winning, Top 10% Show
STREAM THE PODCAST
The #1 Place to Learn the Secrets of Creative Finance Real Estate Investing!
Every week, Jen and Joe break down proven strategies like Subject-To, Lease Options, Seller Financing, and more—all in plain language with real-world examples, whether you're brand new or scaling your portfolio.
Creative Finance Playbook
Award-Winning, Top 10% Show
STREAM THE PODCAST
The #1 Place to Learn the Secrets of Creative Finance Real Estate Investing!
Every week, Jen and Joe break down proven strategies like Subject-To, Lease Options, Seller Financing, and more—all in plain language with real-world examples, whether you're brand new or scaling your portfolio.
Jam-Packed (& Fan-Favorites)
INTERVIEWS & FEATURES
We've Been Interviewed on Some of the Nation's Leading Real Estate Investing Podcasts & You Can Hear Them Below
Jam-Packed (& Fan-Favorites)
INTERVIEWS & FEATURES
We've Been Interviewed on Some of the Nation's Leading Real Estate Investing Podcasts & You Can Hear Them Below
Hi there
NICE TO MEET YOU
We're Jenn and Joe, and our story is all about escaping the grind of the "golden-handcuffs" and finding freedom through creative finance.
I (Jenn) was a middle school English teacher who loved my job and spending time with my kids, while Joe was stuck at a car dealership, working late nights and missing precious family moments. Joe needed a change but didn’t want to sacrifice the financial stability of his W2 income. Then, he had a “a-ha" moment and decided to dive into creative finance.
Fast forward to now, we’re running a full-time real estate investing business. We specialize in picking up pristine properties using strategies like seller financing, subject to, and wrap mortgages.
We’ve snagged properties with very little down in some of the most competitive neighborhoods around, building our wealth while enjoying the time freedom we craved.
Hi there
NICE TO MEET YOU
We're Jenn and Joe, and our story is all about escaping the grind of the "golden-handcuffs" and finding freedom through creative finance.
I (Jenn) was a middle school English teacher who loved my job and spending time with my kids, while Joe was stuck at a car dealership, working late nights and missing precious family moments. Joe needed a change but didn’t want to sacrifice the financial stability of his W2 income. Then, he had a “a-ha" moment and decided to dive into creative finance.
Fast forward to now, we’re running a full-time real estate investing business. We specialize in picking up pristine properties using strategies like seller financing, subject to, and wrap mortgages.
We’ve snagged properties with very little down in some of the most competitive neighborhoods around, building our wealth while enjoying the time freedom we craved.
Our Mission
"We make real estate investing simple with smart seller strategies, free-flowing leads, and rapid rental property growth."
Our Mission
"We make real estate investing simple with smart seller strategies, free-flowing leads, and rapid rental property growth."
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UP-TO-DATE,
COMPREHENSIVE,
SOMETIMES CRAZY
CREATIVE FINANCING
INSIGHTS & TIPS STRAIGHT
TO YOUR INBOX
I confirm that I want to receive communication from Creative Finance Playbook using the contact information I provided. Message and data rates may apply.
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USEFUL LINKS
Start Here
Podcast
Events
Free Training
GET IN TOUCH
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