The Path to Financial Freedom

Starts with Buying Real Estate

WITHOUT Banks, No Credit Needed, With Little To No Cash

We teach you everything you need to know about Creative Finance with a step-by-step education, and real world examples.

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Everything You Need to Get Started in Creative Financing

We Share Valuable Insights into the World of Creative Finance Real Estate Through Trainings, Podcasts, Resources, and so Much More!

Listen to Our Podcast

Listen every week to our Creative Finance Playbook Podcast where we share insights into what's working in our business!

Free Resources

Download all our proven scripts, contracts, and resources we've created over the years for you to use in your creative finance business!

Join Our Group

Join our community of creative real estate investors and network with others looking to grow and expand their business!

Ready to Follow Our Proven Path to Succes in

Creative Finance Real Estate?

  • Private Access to our Creative Finance Mentorship Community

  • Full Access to our Creative Finance Playbook Program

  • Live Weekly Training Calls with Jenn & Joe

  • Deal Support From Us & Our Team

  • 15+ Hours of Live Training Calls

  • and so much more!

Ready to Follow Our Proven Path to Succes in

Creative Finance Real Estate?

  • Private Access to our Creative Finance Mentorship Community

  • Full Access to our Creative Finance Playbook Program

  • Live Weekly Training Calls with Jenn & Joe

  • Deal Support From Us & Our Team

  • 15+ Hours of Live Training Calls

  • and so much more!

Join Us at Our Oscura Meetup Every Last Thursday of the Month!

Bring your kids, family, and friends—let's chat, network, and dive into the world of creative finance! Whether you're a pro or just curious, there's something for everyone.

Listen to Our Featured Interviews!

We've Been Interviewed on Some of the Nation's Leading Real Estate Investing Podcasts & You Can Hear Them Below

Listen To Our Bigger Pockets Podcast Episode!

Listen To Our Real Estate Disrupters Podcast Episode!

Listen To Our Wholesale Hotline Episode!

Who We Are

Hi! We are Joe and Jenn and we have been in real estate for over 20 years. At one point, we had 5 rental properties and didn’t love having to do the maintenance, repairs, and realized that going to the banks to buy houses was not going to allow us to scale the way we wanted.

In 2017 we switched our rentals all over to Rent to own, and haven’t looked back! Since then we have acquired houses using none of our own credit and little to no money down. We know this is the best way to acquire real estate and are excited to share our ways with all of you!

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